Warehouse Receipt Loans

Warehouse receipt loan by KVB is a customer-friendly credit facility to avoid distress sales during harvest and neutralize seasonality.

Features and Benefits
  • Pledge your agro commodities' stock and avail finance for the betterment of your business.
  • This credit line facility gives loans based on the stocks pledged by the Agro Commodities.
  • Avoid the seasonal fluctuations in pricing and stabilize the income by getting liquidity at times of need.
  • With the help of Collateral Managers, supervise your commodities and keep it safe.
Eligibility

For Farmers / Corporates engaged in Farming

  • Loans up to Rs. 50 Lakhs - to Individual farmers and groups of individual farmers directly engaged in agriculture and allied activities.

Processing Charges

  • Up to Rs. 50 Lakhs at 0.25%.
Interest Rate
Facility Type ROI (Floating ) p.a.
≤ 10 lakhs 3 months MCLR + 0.20%
> 10 lakhs 6 months MCLR + 0.10%
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