ATM related

Debit Card

Nature of Transactions	Charges
Debit Card Issuance	Free
Add-on Card Issuance Fee	Rs.100/- + applicable ST
Card Renewal Charges	Free  & in case there is no operations preceding 3 years Rs.100/- + applicable ST will be charged
Duplicate Card Charges	Rs.250/- + applicable ST (if the card is sucked in other ATMs and duplicate card is requested for the same, No charges need to be levied subject to getting letter from the acquiring banker).
Duplicate PIN	Free
Annual Fee	Free in case customers do 10 txns in POS else Rs.75/- + applicable ST p.a. No charges for Prestige account
Hot listing Charges	Not Applicable
Foreign Currency Transactions	Mark up of 3.5%

ATM Transaction Charges

Nature of Transactions	Charges
In KVB ATMs	Free
In Other bank ATMs	For Savings Accounts    Free up to 5 transactions inclusive of Financial & Non Financial. From 6th transaction onwards Rs.20/- for Financial Txn Rs.9/- for non financial Txn For Current Accounts Rs.20/- for Financial Txn Rs.9/- for non financial Txn
In VISA ATMs out side India      (Foreign countries)	Rs.125/- Fin. Txn + applicable service taxes
	Rs. 25/- Non. Fin Txn + applicable service taxes
Fund transfer through ATM	Free
In P.O.S. ( other than for fuel purchase)	Free
In P.O.S. for Fuel purchase	As levied by merchant