Insta Insure

Insta Insure

In the times of rising medical costs Karur Vysya Bank in association with Bajaj Allianz offers you Insta Insure Family Health Policy. It is the perfect health protection for you and your family for the sum insured up to Rs.1 Lac. It takes care of the medical treatment costs incurred during hospitalization due to serious accident or illness. The policy also pays an amount equivalent of 2 % of admissible hospitalization expenses towards pre and post hospitalization medical expenses and ambulance charges in case of emergency (subject to a maximum of Rs1000). The proposer (self insured) under the policy is also covered for a sum insured of Rs1lac against death due to accident.

Features
  • A single family floater policy to cover hospitalization expenses & personal accident benefit
  • Hassle free policy, Health & PA cover for Healthy individuals without any history of pre-existing diseases.
  • The cover starts once the KIT is activated by generating the authentication number
  • Entry age restricted up to 45 yrs and no medical underwriting( Subject to clean proposal)
  • Policy can be renewed till proposer attaining an age of 70 yrs
  • Access to over 2400 hospitals for cashless facility
Benefits
  • Complete protection to the family for hospitalization expenses
  • All the family members can be covered under a single SI for a single premium
    (Floater Cover)
  • Death covers for the proposer.
  • Hassle free policy issuance without medical tests
  • Income tax benefit on the premium paid as per section 80D
  • Covers emergency ambulance charges
Coverage
  • 1 lac family floater cover towards Hospitalization expenses & 1 lac death cover for the proposer.
  • The policy covers ambulance charges in case of emergency subject to a maximum of Rs 1000
  • 130 day care procedures subject to terms and conditions
  • Pre-existing diseases covered after 4 years’ continuous renewals with us
  • A flat benefit of 2% of admissible hospitalization expenses towards pre and post hospitalization medical expenses
Eligibility
  • Age of proposer 18 years to 45 years
  • Age of entry 3 months to 45 years
  • Policy renewed continuously up to age 70 years
  • No pre existing ailment
Premium
Self Rs.1550 Self + Spouse Rs.2050
Self + Spouse + 1 Child Rs. 2300 Self + Spouse + 2 Children Rs. 2550

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