Transfer your Funds
Real Time Gross Settlement (RTGS) is a network technology payment system. The transfer of funds by this mechanism happen instantaneously.
Through RTGS, the credit to the beneficiary/payee is given within a few hours. There is no limit to geographical boundaries or clearing houses.
There is no facility for STOP PAYMENT.
| Value Band | Through Branch | Through Net banking |
| Charges | Charges | |
| Rs.1 lakh to Rs.2 lakhs | Free | Free |
| Above Rs. 2 lakh to Rs. 5 lakh | Rs. 25/- + Applicable ST | Rs. 15/- + Applicable ST |
| Above Rs. 5 Lakh | Rs. 50/- + Applicable ST | Rs. 30/- + Applicable ST |
Service Charges of Rs. 2/- per Rs. 1000/- will be levied if cash is remitted for transferring funds through RTGS
- The minimum amount to be transferred is Rs. 2,00,000/-.
- Amount once transfer cannot be cancelled.
National Electronic Funds Transfer (NEFT) is another network technology payment system. It ensures quick transfer of funds and is a highly safe and secure mechanism. All fund transfers for amounts less than Rs. 1 lakh are routed through the NEFT system.
There is no facility for STOP PAYMENT.
| Value Band | Through Branch | Through Net banking |
| Charges | Charges | |
| Up to Rs. 1 lakh | Rs. 5/- + Applicable ST | Free |
| Above Rs. 1 lakh to Rs. 2 lakh | Rs. 15/- + Applicable ST | Rs. 10/- + Applicable ST |
| Above Rs. 2 Lakh | Rs. 25/- + Applicable ST | Rs. 10/- + Applicable ST |
- The minimum amount to be transferred is below Rs. 2,00,000/-.
- Amount once transfer cannot be cancelled.
Service Charges of Rs. 2/- per Rs. 1000/- will be levied if cash is remitted for transferring funds through RTGS
