Monthly Average Balance (MAB)

Rs. 5000/-

Charges for Non maintenance of MAB

Rs. 10/- per Rs. 1000/- or part thereof subject to a minimum of Rs. 10/- and maximum of Rs. 100/-

Cheques payable at par (Inward Clearing /Transfer Debit at Non – Base Branch)

Free upto Rs. 15.00 lakhs p.m. Thereafter, Rs. 2/- per Rs. 1000/- plus applicable ST

Cash remittance at non-base branches

Free upto Rs. 75000/- p.m. Thereafter, Re. 1/- per Rs. 1000/- plus applicable ST. Even third parties can remit cash.

Cash withdrawal at non-base branches

Only for self cheques upto Rs. 25000/- per day

Local Clearing cheques

Non-base branch coming within the clearing cluster will be considered as base branch only

Collection of IW / DW /RO / OCC instruments (Deposited at base branch)

Free upto Rs. 25000/- p.m. subject to collection of Rs. 10/- as postage per instrument. Thereafter, Rs. 2/- per Rs. 1000/- subject to a minimum of Rs 10/-plus applicable ST. Collecting banker’s commission will be collected on instruments drawn on centres where we do not have branches

Collection of IW / DW /RO / OCC instruments (Deposited directly at non-base branch which is a centre where the instrument is payable)

Free upto Rs. 25000/- p.m. Thereafter, Rs. 2/- per Rs. 1000/- subject to a minimum of Rs 10/-plus applicable ST

Cheque Book charges

Free 100 leaves p.a. Thereafter, Rs. 2/- per instrument plus applicable ST

Issue of Demand Drafts

Free upto Rs. 25000/- p.m. Thereafter Rs. 2/- per Rs. 1000/- subject to a minimum of Rs 10/-plus applicable ST

NEFT / e- Flash facilities

Free upto Rs. 25000/- p.m. Thereafter Re. 0.25 ps. per Rs. 1000/- plus applicable ST (subject to minimum of Rs. 10/- & maximum of Rs. 500/-)

Net Banking

Free for all transactions

Mobile Banking

Free for Credit & Debit alerts for transactions of Rs. 5000/- and above

VISA Debit Card

Free on issue with one add-on card. Thereafter Rs. 75/- per card plus applicable ST from the end of the first year onwards towards Annual Maintenance Charges

Use of our ATMs

Free without limit

Use of ATMs under UTI Bank / MITR / VISA / NFS cluster

Free

Statement of account through e-mail

Free as per the periodicity request of the customer

Statement of account – hard Copy

Free Monthly statement

Standing instruction to Manimala

Free