Business Debit Card

KVB has designed this business debit card specifically to Individuals, sole proprietors and Karta of HUF. In the case of partners, any one of the partners authorized by other partners can make use of this business card.

Features and Benefits
  • The EMV chip card is issued along with the welcome kit for free.
  • Debit card pin is based “Green pin”, customer has to set their debit card pin at any of the KVB ATM / Cash recycler based on OTP sent to the registered mobile number.
  • ATM transactions at KVB ATMs / Cash recyclers are free.
  • Debit cards can be used in ATMs, POS and for Online E-commerce transactions.
  • Debit card POS transactions are authenticated based on Debit card pin. Debit card E-commerce transactions are authentication based on OTP.
  • Exclusive Business Lounge access in major Airports.
  • Waiver on fuel surcharge at all retail outlets.
  • Waiver of surcharge on train tickets booked through IRCTC.
  • Lost Card Liability Insurance up to Rs. 50,000/-.
  • Personal Accident cover of Rs. 2 Lakhs ( accidental death only).
  • Discounts at major merchant locations (viz., Big Basket, Jabong, Croma and etc.,) for purchases up to 30%.
  • International transactions are disabled for the debit cards. Customers have to send the request to to enable Debit card international transaction.
Charges and Limits
Issuance Charges Rs. 200 + GST
Annual Maintenance Charges Rs. 300 + GST
Card Replacement Charges Rs. 200 + GST
Pin Regeneration / Duplicate PIN Free
Domestic Cash Withdrawal Charge at other ATMs Rs. 20 + GST Per Txn
Domestic Balance Inquiry Charge at other ATMs Rs. 8.50 + GST Per Txn
International Cash Withdrawal Rs. 125 + GST Per Txn
International Balance Inquiry Rs. 25 + GST Per Txn
ATM Charges
  • For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 20/- per financial transaction. (inclusive of GST) Non-Financial Transaction - Rs. 9/- (inclusive of GST).
  • 5 Free transactions per month (Financial + non-financial) for Savings Account.
  • ATM / POS domestic transactions are free.
  • Fund transfer through KVB ATM / Cash Recycler is free.
  • ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
  • Withdrawal Limit in ATM - Rs. 1 Lakh per day.
  • Purchase Limit (POS + E-Com) - Rs. 2 Lakhs per day.
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