Close

Braving the future - with team and technology

Banks will continue to prioritize customer centricity and strive to provide highly personalized services and exceptional customer experiences. To this end, Banks will strengthen their teams – both in terms of count and also skillsets - and will leverage data analytics and bolster their digital capabilities.

At KVB, we are focusing on progressively strengthening our team through market hiring and also through continuous up-skilling of existing workforce. We are imparting internal and external trainings to our staff and keeping them abreast of latest developments in banking, including handling the evolving needs of customers.

We will address the customer preferences through –

Consistent refinement of digital products

We have a robust end-to-end digital lending process for most of our loans. We are consistently working on process improvement for better customer experience and quick TAT. We have also hired a Chief Digital Officer to upgrade our digital offerings.

Ramping up our liabilities franchise

Our feet-on-street model has been strengthened through market hiring. We have also enrolled best-in-class market leaders to begin our next leg of journey in growing our liabilities.

Dedicated sub-verticals to focus on segmentwise business

We have established exclusive teams within the Verticals to focus on specific segments of business. This includes government business, TASC, Institutions, Corporate salaries, Third party products sale, MSME loans etc.,

Enhancing tie ups with Fintechs/NBFCs

While expanding the business scope with our existing partners, we will also look for new partners in co-lending space, business correspondent arrangements, hosting bank’s products through third party apps etc.,

Leveraging analytics for understanding customer preferences

We are stepping up our analytical capabilities to understand the requirements of each customer and to holistically address it through product/process refinement.

Constantly focusing on maximising shareholders' value

Robust risk management and compliance framework

Catering diversified range of customers with customised offerings

Strong digital presence with a robust cyber security system

Penetration in both urban as well as rural regions

Financing low-carbon transition opportunities

Blending tradition, technology and teamwork,

we continue to navigate and adapt with an evolving regulatory and business scenario, while prioritising the critical needs and aspirations of our customers and stakeholders.