Kisan Tatkal

Now farmers can avail loan against their deposits for their short-term needs. Kisan Tatkal scheme by KVB caters the short-term needs of the farmers against their deposits.

Features and Benefits
  • For meeting the purpose of the cost of crop cultivation / allied agriculture activities / lease land rentals / crop insurance etc.,
  • For meeting the repair works and maintenance of farm machinery, equipment / farm development and consumption requirements of the farmer.
  • The loan amount is Minimum Rs. 5,000/- & Maximum Rs. 200 Lakhs.
  • Minimum margin of 10%.
  • Nil processing charges.
  • For security, the banks charge by the way of lien on Term / Fixed Deposits.
  • Repayment tenor is on-demand before the expiry of the facility. Interest to be recovered on half-yearly or yearly intervals.
  • Any individual farmer who is above 18 years of age. (In case of joint applicants, at least one of them should be an agriculturist).
  • Owner Cultivator, Tenant Cultivators and Share Croppers, etc.,
Interest Rate
Nature of the facility ROI
Kisan Tatkal Own Deposits - FD rate + 1%
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