Unified Payment Interface (UPI)

Unified Payment Interface (UPI) is a quick and easy way to send and receive money and make payments using Virtual Payment Address (VPA) without entering any additional Bank information.

BHIM KVB Upay
Android
- Current Version - 1.1.29
- SHA256 Checksum - a9e2af1d02ed599122811fc215703e1c21bb53af5d29e7812ba21c32167b158e
iOS
- Current Version - 1.1.21
- SHA256 Checksum - e695dc6ce59b7e57da551af7cad5e2d9b5b5660c030b9ff5356c9d4df73c8498

Features and Benefits
  • Send and receive money instantly using VPA.
  • Make payments to merchants using VPA.
  • Available 24/7 even on bank holidays.
  • Safe and Secure Payments with two-factor authentication.
UPI chargeback/dispute rules
S No Particulars Chargebacks Count/Days
1 Total charge backs per customer (basis originating VPA) 10 Chargebacks in 30 days rolling
2 Payee and Payer (basis VPA) combination Maximum 5 chargebacks in 30 days rolling
3 TAT for raising chargeback on Small + Offline merchants Reduced to 30 days
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