Regular Savings

KVB offers Savings accounts for the purpose of inculcating the habit of savings among general public so that a portion of one's earnings can be set apart for future needs.

Features and Benefits
  • Can be opened in the names of individuals singly / jointly / with either or survivor options.
  • Free Debit card, Internet Banking, KVB Dlite Mobile banking facilities.
  • Nomination facility available.
  • If a person attains 60 years, he will enjoy the benefit of a senior citizen account. For more details click here.

To check Interest rate: Click here

Terms and Conditions
  • A penalty of Rs. 200/- will be levied for non-maintenance of minimum balance.
  • Customers should provide a satisfactory introduction, address and ID proof in order to comply with KYC norms.
  • Sufficient balance should be maintained in the account at the time of issuing cheques.
Charges and Limits
Cash remittance at base branches Free - up to Rs. 3 Lakhs per month.
Rs. 3/- for each Rs. 1,000/- beyond the free limit with a minimum charge of Rs. 15/-.
Cash remittance at non-base branches Free - up to Rs. 30,000/- per day, subject to a max of Rs. 2.5 Lakhs per month.
beyond the free limit Rs. 3/- for each Rs. 1,000/- with a minimum charge of Rs. 15/-.
Cash withdrawal at base branches Free without any limit (Self Cheque).
Rs. 50,000/- per day per party (Third Party cheque).
Cash withdrawal at non-base branches Free without any limit (Self Cheque).
Rs. 50,000/- per day per party (Third Party cheque).
Cheque Book charges 25 cheque leaves per year - Free. Thereafter Rs. 10/- per leaf.
Card Related & ATM transaction charges. Refer Service Charges & fees, click here.
Folio charges up to 90 transactions(all debit transactions including ATM transaction) / half-year - free.
Above 90 transactions - Rs. 2.25/- per transaction(inclusive of GST).
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