Micro ATM

Financial Inclusion banking transactions are supported by a small handheld device called Micro ATM. This performs a number of banking services which has made the Financial Inclusion at remote areas possible.

Each No-Frills account holder customer will be provided with

  1. Smart card
  2. Passbook
  3. Rupay Debit card

The Handheld Device (Mirco ATM) presently supports the following products / services.

  • Cash deposits
  • Cash withdrawals
  • Balance enquiry
  • Mini statement
  • Transfer of funds between own accounts & other account holders
  • Loan repayments
  • Loan withdrawals in running accounts
  • Self-Help group accounts (SB and Loan accounts)
  • Recurring deposit installments
  • National Rural Employment Guarantee Payments
  • Social security pension payments
  • Aadhaar Enabled payment system (AEPS) On Us & Off Us transactions
  • Rupay card On Us & Off Us transactions
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