POS Plus

POS Plus is a flexible product that offers loan against card swipes for merchants based on the amount credited to their bank account via POS swipes.

Features and Benefits
  • Flexibility to switch between Working capital and Term loan facility.
  • Easy repayment option.
  • No commitment charges.
  • No collateral security for loans up to Rs. 25 Lakhs.
Charges and Limits
  • Individual / HUF / Proprietorship / Firm / LLP / Companies / Trust / Societies who are utilizing POS facility through KVB for business purpose for a minimum period of 6 months.
  • For new concerns, a minimum period of usage shall be 3 months.
Type of facility
  • SOD / TL
  • WC - 12 months
  • TL - maximum repayment period of 24 months.
  • Minimum of Rs. 5 Lakhs and up to Rs. 1 crore.
ROI & other charges
  • Linked to MCLR. To know the eligible ROI and other charges, Please visit the nearest KVB Branch.
Interest Rate
  • The applicable Rate of Interest (ROI) is linked to the Credit Score / Rating.
  • For details please refer the section on Interest Rates.
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