FAQs on Multicity

1. What are Base branch and a CBS networked branch?

The branch in which the account was opened and operated is the base branch. The Multicity current account can be operated in any CBS networked branch (subject to conditions given in feature page). The updated list of branches and centers that are networked are available in the center and branch list pages.

2. What are the types of Current Accounts that can be maintained at KVB branches?

You can open an ordinary current account or a Multicity current account, the Multicity Current Account are of six types.

  • KVB Economy with a required monthly average balance of Rs. 10,000/-.

  • KVB Standard with a required monthly average balance of Rs. 25,000/-.

  • KVB Classic with a required monthly average balance of Rs. 50,000/-.

  • KVB Premium with a required monthly average of a balance of Rs. 1 Lakh.

  • KVB Gold with a required monthly average of a balance of Rs. 5 Lakhs.

  • KVB Platinum with a required monthly average of a balance of Rs. 10 Lakhs.

3. What is the advantage of opening a Multicity Current Account with KVB?

You can open a Multicity Current Account with just a Minimum Average Balance of Rs. 10,000/-. You will be able to enjoy the benefits of that particular category of Multicity Account whose Minimum Average Balance you maintain. Accordingly based on the Minimum Average Balance maintained by you in a particular month, you will get to enjoy the benefits pertaining to that balance in the succeeding month.

For example, if a Premium account holder (MAB Rs. 1 Lakh) maintains MAB pertaining to Gold -account (MAB Rs. 5 Lakhs) for a particular month, daily charges for the subsequent month will be levied as per the charge structure pertaining to Gold - account.

But if the Premium Account holder (MAB Rs. 1 Lakh) maintains MAB pertaining to Standard -account (MAB Rs. 25,000/-) for a particular month, daily charges for the subsequent month will be levied as per the charge structure pertaining to Standard - account.

The advantages or features of each of these accounts are different and are enumerated in the features page.

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