Jewel Loan Interest Rate

MCLR rate of interest and per gram rate for jewel loan products are as below:

Jewel Loan Products Current Per Gram Rate (Rs.) Effect From 04.01.2019 MCLR Rate of Interest Maximum Limit
Jewel Loan (AGRI)
Jewel Loan (Agri) - 12 Months(Long term) 2275 Up to Rs. 1 Lakh - 9.35%
(Six Month MCLR 9.35%)

Above Rs. 1 Lakh - 9.65%
(One Year MCLR 9.65%)
Any amount (Based on extent of land and cultivation)
KVB Quick Jewel Loan (Agri) - 6 Months
(Short term)
2325 Up to Rs. 1 Lakh - 8.90%
(Three month MCLR 8.90%)

Above Rs. 1 Lakh - 9.65%
(One Year MCLR 9.65%)
Rs. 25 Lakhs
JEWEL LOAN (NON-AGRI)
Jewel Loan (Trade) - 12 Months 1925 11.10%
(One Year MCLR 9.65% + 1.45%)
Rs. 25 Lakhs
Jewel Loan (Others) - 12 Months 1900 11.10%
(One Year MCLR 9.65% + 1.45%)
Rs. 25 Lakhs
KVB Quick Jewel Loan (Trade) - 6 Months 2025 11.10%
(One Year MCLR 9.65% + 1.45%)
Rs. 25 Lakhs
KVB Quick Jewel Loan (Others) - 6 Months 2000 11.10%
(One Year MCLR 9.65% + 1.45%)
Rs. 25 Lakhs
KVB - Swarna Mithra Scheme Overdraft (OD) Product 2075 11.10%
(One Year MCLR 9.65% + 1.45%)
Rs. 75 Lakhs
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