KVB Prestige Salary Account
KVB Prestige salary account is a special account designed to meet the needs of employees whose salary is above 50k rupees per month. With Nil maintenance charges, unlimited cash deposit and withdrawal at the base branch, this account gives you a lot more to make use of.
- Average Salary per employee of the corporate > Rs. 50,000/-.
- Free Demat account opening.
- Rewards programme available through Anmol Rewardz.
- Nil non-maintenance charges.
- Unlimited cash deposits and withdrawals at Base branch.
To check Interest rate: Click here
|Salary Credit||Average Salary per employee of the corporate > Rs. 50,000/-.|
|Free Cheque leaves per annum||100 leaves per annum|
|Free DD||Free up to Rs. 50,000/- . Beyond that, Rs. 2/- per Rs. 1000/-.|
|Cash Deposit and withdrawal at Base Branch||Free Without Any Limit|
|Cash Deposit at Non-Base||Free up to Rs. 30,000/- per day, subject to a max. of Rs. 2,50,000/- per month. |
Rs. 3/- for each Rs. 1,000/- beyond the free limit with a minimum charge of Rs. 15/-.
|Cash Withdrawal at non-base||Self Cheque - No limit. |
Rs. 50,000/- per day per party (total withdrawal allowed at both base and non-base branch).
|Mobile Banking and Netbanking||Free|
|ATM transactions||Rs. 1 Lakh per day|
|Merchant outlets & online transactions||Rs. 1.5 Lakh per day|
|Concessions for processing fees for all retail loans||Fully Waived|
|Demat account opening charges||Free|
|Running Overdraft Facility||Equivalent to 2 months of the Net Salary Credit or Rs. 5 Lakhs, whichever is lower. |
Interest to be charged based on the limit utilized on a daily reducing balance with nil pre-closure penalty.
Repayment from the subsequent month’s salary.
Transunion CIBIL scores 750 & above After 6 months continuous salary credit in the Salary account.
Minimum 6 months unexpired service.
|RTGS and NEFT||Free|
|Sweep out to term deposit||Auto sweep - Threshold Rs. 1,00,000/- in multiples of Rs. 10,000/-|
|Complimentary Lounge Access||Complimentary lounge access at Airports in India (12 trips per annum).|