YuvaShakti Savings for Youth

To cater to the needs of our young customers, we present you with the KVB Yuva Shakti Savings Bank Account. Whether you’re a student, at your first job or just starting up your own venture, we are there to support you. With Internet banking, Payable at Par multi-city cheques and a host of features, KVB offers you cutting-edge solutions for the new generation.

Features and Benefits
  • Zero balance to open the account.
  • Free Debit card, Internet Banking, KVB Dlite Mobile banking facilities.
  • E-commerce facilities at no extra cost including e-ticketing, e-shopping, utility bill payment.
  • Top-up facility for your mobile phone at any KVB ATM.
  • Payable at Par multicity cheque facility without any limit.
  • Inter-bank transfer of funds without any limit.
  • Free Cheque book - 25 leaves per year.
  • A DEMAT account can be opened with the bank account at no extra cost.
  • A monthly statement of accounts at no charge.
  • Periodic e-statement of accounts as per the request of the customer at no charge.
  • The number of all debit transactions including ATM transactions in the account will be limited to 90 transactions for each half year for all the accounts mapped to a single customer ID put together.
  • A service charge of Rs. 2.25/- inclusive of GST will be levied for each transaction in excess of 90 transactions.

To check Interest rate: Click here

Charges and Limits
Maintenance of Monthly Average Balance MAB - Rs. 5,000/- Penalty for non-maintenance of MAB Rs. 250/- per month proportionate to the % of a shortfall in balance maintained.
International VISA Debit card AMC charges of Rs. 175/- per annum from the end of the first year.
Card Related & ATM transaction charges. Refer Service Charges & fees, click here.
Remittance of cash at base branches Free - up to Rs. 5 Lakhs per month.
Rs. 3/- for each Rs. 1,000/- beyond the free limit with a minimum charge of Rs. 15/-.
Cash withdrawal at base branches Free without any limit (Self Cheque).
Rs. 50,000/- per day per party (Third Party cheque).
Remittance of cash at non-base branches Free up to Rs. 1 Lakh per day, subject to a max. of Rs. 5 Lakhs per month.
beyond that, Rs. 3/- per Rs. 1,000/- for a minimum of Rs. 15/-.
Cash withdrawal at non-base branches Free without any limit (Self Cheque).
Rs. 50,000/- per day - per party (Third Party cheque).
Local Clearing cheques Non-base branch coming within the clearing cluster will be considered as base branch only.
Inter branch transfer of funds Without limit. However, under Internet Banking, such transfer will be limited to Rs. 50,000/- per day.
Collection of outstation cheques Free of any charges up to Rs. 25,000/- per month subject to collection of postage charges of Rs. 10/- per instrument plus other bank’s commission, if any. Charges applicable as per the tariff.
Personalized Multicity cheque leaves Free Cheque book - 25 leaves per year after which Rs. 10/- per leaf.
Issue of Demand drafts/pay orders Free up to Rs. 25,000/- per month After which Rs. 3.50/- per Rs. 1,000/- Min-Rs. 30/- and Max- Rs. 15,000/-.
Mobile banking Free
Temporary Overdraft
  • Maximum TOD equivalent to 50% of the previous month’s net salary credited to the account or Rs. 25,000/- whichever is lower subject to the following conditions.
  • Only employees of reputed corporates / PSUs / PLC / MNC will be considered for grant of TOD.
  • The employee's salary account should be maintained with the branch with the stipulated MAB for at least 3 months.
  • Salary should have been credited to the account at least for three months. The TOD should be adjusted in a maximum of two installments within two months.
  • TOD can be availed of up to a maximum of three times in a calendar year.
  • Discretionary powers to grant TOD facility will be given to the managers of metro and urban branches only.
  • Overall per branch limit for TOD under this product will be Rs. 2.50 Lakhs.
  • If TOD is not cleared within 2 months, no further TOD will be entertained for the customer.

Note: Applicable service tax will be debited along with the charges.

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