Card Related Charges
The charges regarding the card related services are listed here.
| Nature of Services | Individuals / Sole Prop. / Partnership firms / Companies / Trusts and Others in Non-Rural Areas | Senior Citizens, Pensioners and Individuals in Rural Areas |
|---|---|---|
| 1. Debit Card | ||
| Magstripe Debit Card | ||
| Annual Maintenance Fee (other than KVB prestige account) | Rs. 125/- (No charge for Prestige Account ) | Rs. 125/- (No charge for Prestige Account ) |
| 2. EMV Chip Card | ||
| Issued through Welcome Kit | Free | Free |
| Personalised Debit card | Rs. 200/- | Rs. 200/- |
| Personalised Add-on cards | Rs. 200/- | Rs. 200/- |
| Duplicate personalised cards | Rs. 200/- | Rs. 200/- |
| Annual Maintenance Fee (No charge for Prestige Account ) | Rs. 175/- | Rs. 175/- |
| Card renewal | Free In case there are no operations in the preceding 1 year – Rs. 200/- | Free In case there are no operations in the preceding 1 year – Rs. 200/- |
| Duplicate Card | Rs. 200/- If card is captured at other bank ATMs & a letter is received from the acquiring bank – Free | Rs. 200/- If card is captured at other bank ATMs & a letter is received from the acquiring bank – Free |
| Duplicate PIN | Free | Free |
| Hotlisting | Free | Free |
| 3. EMV Chip Based International Debit Cards | ||
| Personalised Debit card | Rs. 200/- | Rs. 200/- |
| Personalised Add-on cards | Rs. 200/- | Rs. 200/- |
| Duplicate personalised cards | Rs. 200/- | Rs. 200/- |
| Annual Maintenance Fee | Rs. 175/- | Rs. 175/- |
| Card renewal | Free In case there are no operations in the preceding 3 years – Rs. 100/- | Free In case there are no operations in the preceding 3 years – Rs. 100/- |
| Duplicate Card | Rs. 100/- If card is captured at other bank ATMs & a letter is received from the acquiring bank – Free | Rs. 100/- If card is captured at other bank ATMs & a letter is received from the acquiring bank – Free |
| Duplicate PIN | Free | Free |
| Hotlisting | Free | Free |
| 4. Gift Cards | ||
| Customers | Free | Free |
| Non Customers | Up to Rs. 500/- - Rs. 50/- Above Rs. 500/- - Rs. 75/- | Up to Rs. 500/- - Rs. 50/- Above Rs. 500/- - Rs. 75/- |
| Duplicate | Rs. 100/- | Rs. 100/- |
| Statement request | Rs. 25/- | Rs. 25/- |
| Regeneration of PIN | Rs. 20/- | Rs. 20/- |
| 5. Travel Card | ||
| Issue | Rs. 150/- | Rs. 150/- |
| Reload | Rs. 75/- | Rs. 75/- |
| Add-on card | Rs. 100/- | Rs. 100/- |
| Re-issuance of PIN | 2 USD 2 Euro 3 SGD | 2 USD 2 Euro 3 SGD |
| ATM Cash withdrawal | 2 USD 1.5 Euro 3 SGD | 2 USD 1.5 Euro 3 SGD |
| ATM Balance inquiry | 0.5 USD 0.5 Euro 0.75 SGD | 0.5 USD 0.5 Euro 0.75 SGD |
| Charge Slip retrieval | 3 USD 2.5 Euro 4.75 SGD | 3 USD 2.5 Euro 4.75 SGD |
| Redemption / Refund Fee | Rs. 100/- | Rs. 100/- |
| Duplicate card | 3 USD 2 Euro 4.75 SGD + Courier charges | 3 USD 2 Euro 4.75 SGD + Courier charges |
| Charge Back Fee | 2 USD 2 Euro 3.25 SGD | 2 USD 2 Euro 3.25 SGD |
| Cross currency mark up at Visa | 3%on conversion rate | 3%on conversion rate |
| PIN Change Fee | NIL | NIL |
| Statement Request | Statement of account can be viewed through Internet or ATMs(last 10 transactions only) | Statement of account can be viewed through Internet or ATMs(last 10 transactions only) |
| Cross Currencies Markup within wallets on conversion rate | 2% on conversion rate | 2% on conversion rate |
| Currency Conversion service tax | Prevailing charges applicable | Prevailing charges applicable |
| Charges towards GCAS (VISA Global Customer Assistance Service)facility | Prevailing charges applicable | Prevailing charges applicable |
| 6. ATM Transactions | ||
| KVB ATMs | Free | Free |
| Other Bank ATMs ( More than 3 transactions per month at Metro ATMs are chargeable) | 5 Free transactions per month (Financial + non-financial) For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 20/- per transaction. (inclusive of Service Tax). Non-Financial Transaction – Rs. 9/- (inclusive of Service Tax). | 5 Free transactions per month (Financial + non-financial) For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 20/- per transaction. (inclusive of Service Tax). Non-Financial Transaction – Rs. 9/- (inclusive of Service Tax). |
| In Visa / Master outlets in India | Free | Free |
| In Visa / Master outlets outside India | Financial transaction. – Rs. 125/- | Financial transaction. – Rs. 125/- |
| International ATM transactions | Non-financial transaction. – Rs. 25/- | Non-financial transaction. – Rs. 25/- |
| Fund Transfer through ATM | Free | Free |
| In POS | Free | Free |
