Card Related Charges

The charges regarding the card related services are listed here (Effective from 01.05.2021).

Nature of Services Individuals / Sole Prop. / Partnership firms / Companies / Trusts and Others in Non-Rural Areas Senior Citizens, Pensioners and Individuals in Rural Areas
1.Debit Card
EMV Chip Card
Issued through Welcome Kit Free Free
Personalised Debit card Rs. 200/- Rs. 200/-
Personalised Add-on cards Rs. 200/- Rs. 200/-
Duplicate personalised cards Rs. 200/- Rs. 200/-
Annual Maintenance Fee (No charge for Prestige Account ) Rs. 175/- Rs. 175/-
Card renewal Free
In case there are no operations in the preceding 1 year - Rs. 200/-
Free
In case there are no operations in the preceding 1 year - Rs. 200/-
Duplicate Card Rs. 200/- Rs. 200/-
Duplicate PIN Free Free
Hotlisting Free Free
2. ATM Transactions
KVB ATMs / BNRMs (Cash Withdrawal) 10 transactions(Financial) Free per month, thereafter Rs. 20/-+GST per transaction.

(Excluding Senior Citizen, Student, PMJDY, Jumbo, Prestige, Pride, HNI &Small Savings account).
10 transactions(Financial) Free per month, thereafter Rs. 20/-+GST per transaction.

(Excluding Senior Citizen, Student, PMJDY, Jumbo, Prestige, Pride, HNI &Small Savings account).
Transaction decline due to Insufficient funds in account (both KVB & other bank ATMs) Rs. 20/-+GST per instance / transaction.

(Excluding Senior Citizen, Student, PMJDY, Jumbo, Prestige, Pride, HNI &Small Savings account).
Rs. 20/-+GST per instance / transaction.

(Excluding Senior Citizen, Student, PMJDY, Jumbo, Prestige, Pride, HNI &Small Savings account).
Other Bank ATMs ( More than 3 transactions per month at Metro ATMs are chargeable) 5 Free transactions per month (Financial + non-financial) for saving accounts
For Metro ATMs:
3 free transactions per month out of the total 5 free transactions.
Thereafter Rs. 20/- per financial transaction. (inclusive of GST).
Non-Financial Transaction - Rs. 9/- (inclusive of GST).
5 Free transactions per month (Financial + non-financial) for saving accounts
For Metro ATMs:
3 free transactions per month out of the total 5 free transactions.
Thereafter Rs. 20/- per financial transaction. (inclusive of GST).
Non-Financial Transaction - Rs. 9/- (inclusive of GST).
In Visa / Master outlets outside India
International ATM transactions
Financial transaction. - Rs. 125/-
Non-financial transaction. - Rs. 25/-
Financial transaction. - Rs. 125/-
Non-financial transaction. - Rs. 25/-
Fund Transfer through ATM Free Free
In POS Free Free
3. Gift Cards
Customers Free Free
Non Customers Up to Rs. 500/- - Rs. 50/-
Above Rs. 500/- - Rs. 75/-
Up to Rs. 500/- - Rs. 50/-
Above Rs. 500/- - Rs. 75/-
Duplicate Rs. 100/- Rs. 100/-
Statement request Rs. 25/- Rs. 25/-
Regeneration of PIN Rs. 20/- Rs. 20/-
4. Travel Card
Issue Rs. 150/- Rs. 150/-
Reload Rs. 75/- Rs. 75/-
Add-on card Rs. 100/- Rs. 100/-
Re-issuance of PIN 2 USD
2 Euro
3 SGD
2 USD
2 Euro
3 SGD
ATM Cash withdrawal 2 USD
1.5 Euro
3 SGD
2 USD
1.5 Euro
3 SGD
ATM Balance inquiry 0.5 USD
0.5 Euro
0.75 SGD
0.5 USD
0.5 Euro
0.75 SGD
Charge Slip retrieval 3 USD
2.5 Euro
4.75 SGD
3 USD
2.5 Euro
4.75 SGD
Redemption / Refund Fee Rs. 100/- Rs. 100/-
Duplicate card 3 USD
2 Euro
4.75 SGD
+ Courier charges
3 USD
2 Euro
4.75 SGD
+ Courier charges
Charge Back Fee 2 USD
2 Euro
3.25 SGD
2 USD
2 Euro
3.25 SGD
Cross currency mark up at Visa 3% on conversion rate 3% on conversion rate
PIN Change Fee NIL NIL
Statement Request Statement of account can be viewed through Internet or ATMs(last 10 transactions only) Statement of account can be viewed through Internet or ATMs(last 10 transactions only)
Cross Currencies Markup within wallets on conversion rate 2% on conversion rate 2% on conversion rate
Currency Conversion service tax Prevailing charges applicable Prevailing charges applicable
Charges towards GCAS (VISA Global Customer Assistance Service)facility Prevailing charges applicable Prevailing charges applicable
Nature of Services Individuals / Sole Prop. / Partnership firms / Companies / Trusts and Others in Non-Rural Areas
Reloadable Card
Issuance/Renewal Rs. 150 (incl serv. tax)
AMC NIL
Reload NIL
Refund Rs. 100 closed within 1 year else nil
Lost Card replacement Fee Rs. 150 (incl. serv. tax)
KCP Card Transactions in KVB ATMs Free
Financial transactions of KCP Card in Other Bank ATMs Rs. 20+Serv. tax / Per txn.
Non-financial transactions of KCP Card in Other Bank ATMs Rs. 8 + Serv. tax / Per txn
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