Card Related Charges
The charges regarding the card related services are listed here (Effective from 01.11.2022).
Nature of Services | Individuals / Sole Prop. / Partnership firms / Companies / Trusts and Others in Non-Rural Areas | Senior Citizens, Pensioners and Individuals in Rural Areas |
---|---|---|
1.Debit Card - EMV Chip Card | ||
First time issuance (Welcome Kit & Non- Welcome Kit) | Free | Free |
Re-issuance of Debit Card | Rs. 300/- (Incl.GST) | Rs. 300/- (Incl.GST) |
Add-on Debit card | Rs. 300/- (Incl.GST) | Rs. 300/- (Incl.GST) |
Personalised Debit Card | Rs. 300/- (Incl.GST) | Rs. 300/- (Incl.GST) |
Annual Maintenance Fee (No charge for Prestige Account ) | Rs. 300/- (Incl.GST) | Rs. 300/- (Incl.GST) |
Card renewal | Free In case there are no operations in the preceding 1 year - Rs.300/- (incl GST) | Free In case there are no operations in the preceding 1 year - Rs.300/- (incl GST) |
Duplicate PIN | Free | Free |
Hotlisting | Free | Free |
2. ATM Transactions | ||
| 5 transactions (Financial & Non-Financial) Free per month, thereafter Rs.25/- (incl.GST) per transaction | 5 transactions (Financial & Non-Financial) Free per month, thereafter Rs.25/- (incl.GST) per transaction |
| Non-metro ATMs: 5 Free transactions per month (Financial + non-financial) for saving accounts For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 25/- (Incl.GST) per transaction (both Financial & Non-Financial transaction). | Non-metro ATMs: 5 Free transactions per month (Financial + non-financial) for saving accounts For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 25/- (Incl.GST) per transaction (both Financial & Non-Financial transaction). |
In Visa / Master outlets outside India International ATM transactions | Financial transaction. - Rs. 125/- Non-financial transaction. - Rs. 25/- | Financial transaction. - Rs. 125/- Non-financial transaction. - Rs. 25/- |
Fund Transfer through ATM | Free | Free |
In POS | Free | Free |
Business Decline: Transactions declined due to lnsufficient fund in account. (KVB customers using: KVB ATMs & BNRMs, Other bank ATMs & BNRMs - for cash withdrawal). | Rs. 20+GST per instance / transaction | Rs. 20+GST per instance / transaction |
3. Gift Cards | ||
Customers | Free | Free |
Non Customers | Up to Rs. 500/- - Rs. 50/- Above Rs. 500/- - Rs. 75/- | Up to Rs. 500/- - Rs. 50/- Above Rs. 500/- - Rs. 75/- |
Duplicate | Rs. 100/- | Rs. 100/- |
Statement request | Rs. 25/- | Rs. 25/- |
Regeneration of PIN | Rs. 20/- | Rs. 20/- |
4. Travel Card | ||
Issue | Rs. 150/- | Rs. 150/- |
Reload | Rs. 75/- | Rs. 75/- |
Add-on card | Rs. 100/- | Rs. 100/- |
Re-issuance of PIN | 2 USD 2 Euro 3 SGD | 2 USD 2 Euro 3 SGD |
ATM Cash withdrawal | 2 USD 1.5 Euro 3 SGD | 2 USD 1.5 Euro 3 SGD |
ATM Balance inquiry | 0.5 USD 0.5 Euro 0.75 SGD | 0.5 USD 0.5 Euro 0.75 SGD |
Charge Slip retrieval | 3 USD 2.5 Euro 4.75 SGD | 3 USD 2.5 Euro 4.75 SGD |
Redemption / Refund Fee | Rs. 100/- | Rs. 100/- |
Duplicate card | 3 USD 2 Euro 4.75 SGD + Courier charges | 3 USD 2 Euro 4.75 SGD + Courier charges |
Charge Back Fee | 2 USD 2 Euro 3.25 SGD | 2 USD 2 Euro 3.25 SGD |
Cross currency mark up at Visa | 3% on conversion rate | 3% on conversion rate |
PIN Change Fee | NIL | NIL |
Statement Request | Statement of account can be viewed through Internet or ATMs(last 10 transactions only) | Statement of account can be viewed through Internet or ATMs(last 10 transactions only) |
Cross Currencies Markup within wallets on conversion rate | 2% on conversion rate | 2% on conversion rate |
Currency Conversion service tax | Prevailing charges applicable | Prevailing charges applicable |
Charges towards GCAS (VISA Global Customer Assistance Service)facility | Prevailing charges applicable | Prevailing charges applicable |