Card Related Charges

The charges regarding the card related services are listed here (Effective from 01.11.2022).

Nature of Services Individuals / Sole Prop. / Partnership firms / Companies / Trusts and Others in Non-Rural Areas Senior Citizens, Pensioners and Individuals in Rural Areas
1.Debit Card - EMV Chip Card
First time issuance (Welcome Kit & Non- Welcome Kit) Free Free
Re-issuance of Debit Card Rs. 300/- (Incl.GST) Rs. 300/- (Incl.GST)
Add-on Debit card Rs. 300/- (Incl.GST) Rs. 300/- (Incl.GST)
Personalised Debit Card Rs. 300/- (Incl.GST) Rs. 300/- (Incl.GST)
Annual Maintenance Fee (No charge for Prestige Account ) Rs. 300/- (Incl.GST) Rs. 300/- (Incl.GST)
Card renewal Free
In case there are no operations in the preceding 1 year - Rs.300/- (incl GST)
Free
In case there are no operations in the preceding 1 year - Rs.300/- (incl GST)
Duplicate PIN Free Free
Hotlisting Free Free
2. ATM Transactions
KVB ATMs/BNRMs (other than cash Deposit) KVB ATMs/BNRMS (Cash withdrawal) On-Us transactions) : KVB customers using KVB ATMs & BNRMs
(Excluding Senior Citizen, Student, PMJDY, Jumbo, Prestige, Pride, HNI &Small Savings account).
5 transactions (Financial & Non-Financial) Free per month, thereafter Rs.25/- (incl.GST) per transaction 5 transactions (Financial & Non-Financial) Free per month, thereafter Rs.25/- (incl.GST) per transaction
Other Bank ATMs Non-metro ATMs:
5 Free transactions per month (Financial + non-financial) for saving accounts
For Metro ATMs:
3 free transactions per month out of the total 5 free transactions.

Thereafter
Rs. 25/- (Incl.GST) per transaction (both Financial & Non-Financial transaction).
Non-metro ATMs:
5 Free transactions per month (Financial + non-financial) for saving accounts
For Metro ATMs:
3 free transactions per month out of the total 5 free transactions.

Thereafter
Rs. 25/- (Incl.GST) per transaction (both Financial & Non-Financial transaction).
In Visa / Master outlets outside India
International ATM transactions
Financial transaction. - Rs. 125/-
Non-financial transaction. - Rs. 25/-
Financial transaction. - Rs. 125/-
Non-financial transaction. - Rs. 25/-
Fund Transfer through ATM Free Free
In POS Free Free
Business Decline: Transactions declined due to lnsufficient fund in account. (KVB customers using: KVB ATMs & BNRMs, Other bank ATMs & BNRMs - for cash withdrawal). Rs. 20+GST per instance / transaction Rs. 20+GST per instance / transaction
3. Gift Cards
Customers Free Free
Non Customers Up to Rs. 500/- - Rs. 50/-
Above Rs. 500/- - Rs. 75/-
Up to Rs. 500/- - Rs. 50/-
Above Rs. 500/- - Rs. 75/-
Duplicate Rs. 100/- Rs. 100/-
Statement request Rs. 25/- Rs. 25/-
Regeneration of PIN Rs. 20/- Rs. 20/-
4. Travel Card
Issue Rs. 150/- Rs. 150/-
Reload Rs. 75/- Rs. 75/-
Add-on card Rs. 100/- Rs. 100/-
Re-issuance of PIN 2 USD
2 Euro
3 SGD
2 USD
2 Euro
3 SGD
ATM Cash withdrawal 2 USD
1.5 Euro
3 SGD
2 USD
1.5 Euro
3 SGD
ATM Balance inquiry 0.5 USD
0.5 Euro
0.75 SGD
0.5 USD
0.5 Euro
0.75 SGD
Charge Slip retrieval 3 USD
2.5 Euro
4.75 SGD
3 USD
2.5 Euro
4.75 SGD
Redemption / Refund Fee Rs. 100/- Rs. 100/-
Duplicate card 3 USD
2 Euro
4.75 SGD
+ Courier charges
3 USD
2 Euro
4.75 SGD
+ Courier charges
Charge Back Fee 2 USD
2 Euro
3.25 SGD
2 USD
2 Euro
3.25 SGD
Cross currency mark up at Visa 3% on conversion rate 3% on conversion rate
PIN Change Fee NIL NIL
Statement Request Statement of account can be viewed through Internet or ATMs(last 10 transactions only) Statement of account can be viewed through Internet or ATMs(last 10 transactions only)
Cross Currencies Markup within wallets on conversion rate 2% on conversion rate 2% on conversion rate
Currency Conversion service tax Prevailing charges applicable Prevailing charges applicable
Charges towards GCAS (VISA Global Customer Assistance Service)facility Prevailing charges applicable Prevailing charges applicable
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