Technology Services Charges
The charges regarding the technology services are listed here.
| Nature of Services | Individuals / Sole Prop. / Partnership firms / Companies / Trusts and Others in Non-Rural Areas | Senior Citizens, Pensioners and Individuals in Rural Areas |
|---|---|---|
| 1. E-Commerce | ||
| Surcharge for railway ticket booking through Debit card | PG charges applicable | PG charges applicable |
| Surcharge for railway ticket booking through Netbanking | Free | Free |
| Bill Pay | Free | Free |
| Mobile top-up | Free | Free |
| 2. Internet Banking | ||
| Retail customer | Free; If opted for security token – Rs. 800/- | Free; If opted for security token – Rs. 800/- |
| Corporate Customer | Free including security token | Free including security token |
| Third party transfer within the bank for both retail & corporate customers | Free | Free |
| Transfer to other bank through NEFT for both retail & corporate customers | Free | Free |
| IMPS outward | Free - Up to Rs. 1,000/- Beyond Rs. 1,000/- - Rs. 5/- | Free - Up to Rs. 1,000/- Beyond Rs. 1,000/- - Rs. 5/- |
| Transfer to other bank through RTGS for both retail & corporate customers | Rs. 1 Lakh to Rs. 2 Lakhs – Free | Rs. 1 Lakh to Rs. 2 Lakhs – Free |
| Above Rs. 2 Lakhs to Rs. 5 Lakhs – Rs. 15/- | Above Rs. 2 Lakhs to Rs. 5 Lakhs – Rs. 15/- | |
| Above Rs. 5 Lakhs – Rs. 30/- | Above Rs. 5 Lakhs – Rs. 30/- | |
| Stop Payment through internet banking | SB Accounts – Rs. 50/- Other Accounts – Rs. 70/- | SB Accounts – Rs. 50/- Other Accounts – Rs. 70/- |
| For a series of instruments: SB Accounts – Rs. 150/- Other Accounts – Rs. 250/- | For a series of instruments: SB Accounts – Rs. 150/- Other Accounts – Rs. 250/- | |
| 3. Gift cards | ||
| Sale of Gift cards through Netbanking | Rs. 50/- | Rs. 50/- |
| 4. Mobile Banking | ||
| All eligible customers | Free | Free |
| Annual Maintenance | Free | Free |
| IMPS outward DLite | Free - Up to Rs. 1,000/- Beyond Rs. 1,000/- - Rs. 5/- | Free - Up to Rs. 1,000/- Beyond Rs. 1,000/- - Rs. 5/- |
| IMPS outward through KVBUPI APP | Free - Up to Rs. 1,000/- Beyond Rs. 1,000/- - Rs. 5/- | Free - Up to Rs. 1,000/- Beyond Rs. 1,000/- - Rs. 5/- |
| 5. IRCTC ticket booking | ||
| IRCTC ticket booking through KVB Internet Banking | Free | Free |
| 6. E C S | ||
| Debit returns | Applicable return charges as mentioned for cheques | Applicable return charges as mentioned for cheques |
| Credit returns | Free | Free |
| SWIFT | Rs. 1,000/- | Rs. 1,000/- |
| NACH Mandate processing | Rs. 100/- except Kalpatharu, Jan Dhan, Gramajyothi Accounts | Rs. 100/- except Kalpatharu, Jan Dhan, Gramajyothi Accounts |
| 7. E-Statement | ||
| Daily | Rs. 225/- per month | Rs. 200/- per month |
| Weekly / Fortnightly / Monthly | Free | Free |
| 8. SMS Alert Charges | ||
| A.For SB Accounts Waived for 1) Kalpatharu Accounts 2) Grama Jyothi SB Accounts 3) Senior Citizen Accounts 4) Staff Accounts 5) Pride 6) Prestige Accounts 7) Prime Minister Jan Dhan Yojana Accounts 8) Student accounts 9) Jumbo account | An upper limit of Rs. 30/- per quarter for all applicable accounts. [SMS charges @Rs. 0.50/- per sms on chargeable alerts for the entire quarter or Rs. 30/- plus GST for a quarter whichever is lower] Waived for the First Quarter of the account opening | An upper limit of Rs. 20/- per quarter for all applicable accounts. [SMS charges @Rs. 0.50/- per sms on chargeable alerts for the entire quarter or Rs. 20/- plus GST for a quarter whichever is lower] Waived for the First Quarter of the account opening |
| B. Current accounts | Upper limit of Rs. 50/- per quarter | Upper limit of Rs. 30/- per quarter |
