Bon Voyage

KVB has structured a loan called "KVB Bon Voyage Scheme" to undertake foreign travel for business or pleasure. Indian Citizens and Persons residing in India shall avail this loan.

Features and Benefits
  • The loan is for personal purposes.
  • The loan amount is to finance foreign travel expenditure whether it is business or personal.
  • The guarantor can be any creditworthy person who is related to the borrower.
Charges and Limits
Margin 25%
Repayment Tenor 36 Months
Primary Security DPN
Collateral Security Optional / Discretion of sanctioning authority.
Guarantee Nil
Processing Charges 0.30% of Loan amount. (Minimum - Rs. 500/-)
Other Terms & Conditions
  • The Person shall be an Indian citizen or person residing in India.
  • Foreign Exchange cannot be released for travel to Nepal / Bhutan.
  • In the case of a person in employment, take home salary shall be at least Rs. 1.80 Lakhs per annum.
  • In case of persons in employment, it shall be ensured that the net take-home salary that would be available to the borrower after deducting the EMI for the proposed loan shall be at least 25% of gross salary as indicated by salary certificate/pay slip.
  • The amount of loan eligible shall be arrived at after reducing the stipulated margin from the eligible costs. All ineligible costs shall be met entirely by the borrower.
  • In the case of persons in employment, undertaking letter shall be obtained from employer to deduct monthly installments and make direct payment to our bank.
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