Quick Loan

KVB has devised this loan to help you service any personal or business needs that may arise and leave you unprepared. The uniqueness of this loan is that it can be repaid in installments or in full at the end of the loan period, whichever suits the loan taker.

Features and Benefits
  • This is a short term, long term loan.
  • Overdraft is also sanctioned (Secured Overdraft- Others).
  • It is for individuals against (NSC / KVP certificate holders / Life Insurance Policies of LIC as well as other Private Insurance Co. where surrender value can be established).
  • For personal or business purposes.
Charges and Limits
Quantum of Loan Maximum Rs. 25 Lakhs
Margin 10%
Maximum Repayment Tenor In Installments (EMI) or Bullet/ Lump sum Payment at the end of validity period.
In case of LIC Policies : Repayment under EMI upto 60 months.
Primary Security Pledge of fully paid NSC's / KVP's / State & Central Govt Bonds.
Collateral Security Nil
Guarantee Nil
Processing Charges Rs. 500/- only
Other Terms & Conditions
  • Interest to be serviced for overdrafts.
  • ROI to be re fixed for overdrafts at the time of renewal.
  • OD is allowed for a maximum period of one year.
  • Loans on behalf of minors will not be considered.
  • LIC Policies are not accepted as securities for the loans under this scheme.
Interest Rate

To check all Interest rate: Click here

Open online account

Open Account

Internet Banking Login

Internet Banking

SME Login

Apply Now

Institutional Fee Payment


Apply MSME Loan


Live ChatLive Chat